FOR FURTHER INFORMATION CONTACT:
Keener Insurance Solutions LLC
W175N11081 Stonewood Dr, Ste 105
Germantown, WI 53022 FOR IMMEDIATE RELEASE
ATTN: Michael Keener
Phone 262-293-9144
www.keenerinsurancesolutions.com
Homeowner Liability When Hiring Contractors Or Other Help
ORCHARD, Wisconsin (July 1, 2015) Anyone you hire to help around your house, such
as the neighbor boy who mows your lawn, a babysitter, a contractor or other outside services,
opens you up to potential legal headaches. If anyone is injured while performing work on your
property, you may be financially liable for the person’s injuries and disabilities.
“Many homeowners assume that their homeowners insurance policy will protect them
If someone is injured on their property,” says Johnny Appleseed, President of
the Appleseed Insurance Agency. “That is not necessarily true. Contractors such as builders
or landscapers should be covered by their own workers’ compensation, health or disability
insurance. However, if they do not have coverage, you could be held liable. That’s why it’s
important to thoroughly check out any contractor you have working on your property.”
“Some homeowners policies may provide limited coverage for the minors that mow the
lawn and even domestic workers like maids, nannies or cleaners. If yours does not, it might be
a good idea to purchase an umbrella liability policy to supplement your homeowners liability
insurance. Discuss your policy and your needs with your professional independent agent to
determine whether or not you are adequately covered.”
For more information contact Keener Insurance Solutions. Keener Insurance Solutions
is a member of the Professional Insurance Agents of Wisconsin.